Hi Everyone,
I know many of us who are going somewhere other than Shriners for surgery worry a great deal about money, and there are some who might stay away from a particular doctor or hospital because they are scared of the out-of-pocket expense.
I just wanted to share a piece of good news. My daughter went to doctor Boachie-Adjei at the Hospital for Special Surgery. We have CIGNA PPO. The doctor is out of network, and our coverage is 60/40 with a $3,000 out of pocket limit (NOT including co-pays for office visits, etc.).
All the pre-op testing, the MRI's, the second opinions, the x-rays, and the hospital bills totalled about $125K. We paid about $5,000 out of pocket. Dr. Boachie's bill was $37,700. The insurance company paid about $27,200, and Dr. Boachie WROTE OFF THE REST! He is an angel disguised as a man, I swear! It's a lot of money, but we won't have to mortgage the house to pay the bills, yeah!!!
Anyhow, just wanted to give folks a realistic idea of what those bills will look like. It should be noted that the hospital will also work with you to set up a payment plan for the balance owed to them, and they offer financial aid to those in need.
P.S. My daughter is doing extremely well, back to school, straight back, and virtually no pain.
I know many of us who are going somewhere other than Shriners for surgery worry a great deal about money, and there are some who might stay away from a particular doctor or hospital because they are scared of the out-of-pocket expense.
I just wanted to share a piece of good news. My daughter went to doctor Boachie-Adjei at the Hospital for Special Surgery. We have CIGNA PPO. The doctor is out of network, and our coverage is 60/40 with a $3,000 out of pocket limit (NOT including co-pays for office visits, etc.).
All the pre-op testing, the MRI's, the second opinions, the x-rays, and the hospital bills totalled about $125K. We paid about $5,000 out of pocket. Dr. Boachie's bill was $37,700. The insurance company paid about $27,200, and Dr. Boachie WROTE OFF THE REST! He is an angel disguised as a man, I swear! It's a lot of money, but we won't have to mortgage the house to pay the bills, yeah!!!
Anyhow, just wanted to give folks a realistic idea of what those bills will look like. It should be noted that the hospital will also work with you to set up a payment plan for the balance owed to them, and they offer financial aid to those in need.
P.S. My daughter is doing extremely well, back to school, straight back, and virtually no pain.
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