Originally posted by lynetteanne
Can you tell me who your provider is and what your policy is? How long have you been with them too. My wife knows a lot about insurance and got her long term disability provider to actually follow their policy rather than deny her. (They were shocked she actually read her policy and understood what it meant) I can't promise you anything, but my wife can look it up.
Insurance companies deny people, even when they are covered, because they can get away with it. Any fines they eventually get don't come near to how much they have made by denying coverage.
PM me with the info if you like.
*edit* My wife also asked if you had changed insurance carriers, and if you did how long in between did go between coverage. They used to deny on the 'pre-existing' excuse if you changed coverage, but they added a law to add a grace period for you to reenroll with another carrier and not have the 'pre-existing' thing. (if you haven't guessed by now, insurance companies are evil)
Brad
Comment