Question: If new employer/new insurance provider. . .
My husband might want to change his job venue (he was in a multi-specialty clinic that was bought by a hospital last year - what was an enjoyable work day is now a constant headache). If he joins another group, or goes independent, we'll have an insurance provider change. With my history, will other insurance companies insure me without a "previous condition" clause for my back? I still have several years till Medicare, and obviously we don't want to put me in a bad situation when it comes to future surgical care I might need.
Fused T-3 to L-3, Aug 25
Hardware removal surgery, Nov 2, 2010
Fused T-10 to L-2, osteotomy, Feb 22, 2011