insurance

[Angiem5253]

Hi All,

Has anyone had this surgery done with an HMO for insurance?
If so how much did they cover?
I have Amerihealth and am wondering if I should even try to get the ball rolling because I certainly am not in a position to be left with large bills.
Any input would be helpful
Thanks

[LindaRacine]

Hi Angie...

I don't have an HMO, but can tell you that it's totally dependent on the individual plan. Do you have a plan booklet? I know they look daunting, but they're usually relatively easy to understand.

If I had to guess, I'd say that you'd be 100% covered if you chose a doctor and hospital within your plan.

Regards,
Linda

[Angiem5253]

Thanks Linda for your response.
I know I have to pay 300.00 a day for the first 5 days in the hospital but dont know what else is not covered.

I go to my primary on thursday to get a referal for a surgeon.
Today I picked up my old xrays from 7 yeas ago to see if I could get info from them.

I know I gotten worse will find out soon how much.

7 years ago it was 35degrees in both T and L